Health Insurance is one of the most important safety nets you can get to ensure that your hospitalization does not put a hole in your pocket.
From small surgery to big healthcare treatments, healthcare and other types of health-related treatments can be very expensive.
Some families have burned their lifetime fortune in getting a family member treated. Just imagine one day living a lavish life and the next day you are on the streets.
Situations like this create havoc in society where healthcare insurance can be an amazing tool for you to have.
According to IRDAI, the healthcare Insurance penetration in India is just 4.7% comparatively, in the US, it’s 92%.
But the good thing is that these numbers are changing and the healthcare insurance industry is growing at the rate of 11.8% per annum.
Benefits of Buying Healthcare Insurance
The following are the benefits of buying Healthcare Insurance-
- A Health insurance beneficiary’s biggest benefit is the hospitalization cost savings which will enable him/her to get their hefty hospital bill settled by the insurance companies.
- Health insurance companies as a package offer the beneficiary free Health Checkups which he/she can get on annual bases
- Health Insurance provides the beneficiary with a tax benefit using which you can reduce your tax liability as per the section 80C of the Income Tax act
- Pre and Post hospitalization care is also provided to the health insurance beneficiary using which you can get your post-recovery treatment as well as physiotherapy, etc.
- For every claim-free year, you can get a no Claim Bonus which will benefit you in getting your premium cost low in the longer term
List of Healthcare Insurance Companies
The following is the list of healthcare insurance companies where you can buy your insurance-
S.No | List of Healthcare Insurance | Head Office Address | Telephone/Fax | |
1 | National Insurance Co. Ltd. | Address : 3, Middleton Street, Prafulla Chandra Sen Sarani, Kolkata, West Bengal, 700071. | [email protected] | 033-22831705 / , Fax: 22831740. |
2 | Go Digit General Insurance Ltd. | 1st to 6th Floor, Ananta One (AR One), Pride Hotel Lane, Narveer Tanaji Wadi, City Survey No. 1579, (Bhamburda) Shivajinagar, Pune – 411005 | [email protected] | 1800-258-5956 |
3 | Bajaj Allianz General Insurance Co. Ltd. | Bajaj Allianz House, Airport Road, Yerawada, Pune-411006 | [email protected] | 1800-209-0144 | 1800-209-5858 |
4 | Cholamandalam MS General Insurance Co. Ltd. | HO New No. 2, Old No. 234, Dare House, II Floor, N. S. C. Bose Road, Parrys,Chennai – 600 001 | [email protected] | 1800-208-9100 |
5 | Bharti AXA General Insurance Co. Ltd. | UNIT NO. 1904, 19TH FLOOR, PARINEE CRESCENZO, ‘G’ BLOCK, BANDRA KURLA COMPLEX, BANDRA EAST, MUMBAI Mumbai City MH 400051 IN. | [email protected] | 1800-102-4444 |
6 | HDFC ERGO General Insurance Co. Ltd. | 1st Floor, HDFC House, Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400020 | [email protected] | |
7 | Future Generali India Insurance Co. Ltd. | Unit No. 801 & 802, Tower C, 247 Embassy Park, LBS Marg, Vikhroli (West), Mumbai – 400083 | [email protected] | 1800 220 233 |
8 | The New India Assurance Co. Ltd. | New India Assurance Building, 87, M G Road, Fort, Mumbai MUMBAI MAHARASHTRA 400001 | 1800-209-1415 | |
9 | IffcoTokio General Insurance Co. Ltd. | Corporate Office IFFCO Tower, Plot No. 3, Sector 29, Gurgaon – 122001, Haryana, India. | [email protected] | 1800 103 5499 |
10 | Reliance General Insurance Co. Ltd. | Reliance General Insurance, Correspondence Unit, 2nd & 3rd Floor, Winway Building, 11/12, Block No-4, Old No-67, South Tukoganj, Near Madhumilan Square, Indore, Madhya Pradesh, India – 452001 | [email protected] | 22 48903009 |
11 | Royal Sundaram General Insurance Co. Ltd. | Royal Sundaram General Insurance Co. Limited Vishranthi Melaram Towers No.2/319 , Rajiv Gandhi Salai (OMR) Karapakkam , Chennai – 600097 | [email protected] | 1860 258 0000/ 1860 425 0000/ 1800 568 9999 |
12 | The Oriental Insurance Co. Ltd. | The Oriental Insurance company limited, Corporate Office,Block – 4, Plate-A,NBCC Office Complex, Kidwai Nagar East, New Delhi – 110023 | [email protected] | 1800118485/011-33208485 |
13 | Tata AIG General Insurance Co. Ltd. | Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai – 400 013, Maharashtra, India. | [email protected] | 1800-266-7780 |
14 | SBI General Insurance Co. Ltd. | SBI General Insurance Company Ltd. 9th Floor, A & B Wing, Fulcrum Building, Sahar Road, Andheri(East), Mumbai 400099 | [email protected] | 1800 210 3366 / 1800 210 6366 |
15 | Acko General Insurance Ltd. | ACKO General Insurance Limited 2nd Floor, #36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102 | [email protected] | 1800 266 2256 |
16 | Navi General Insurance Ltd. | Vaishnavi Tech Square, 7th Floor, Iballur Village Taluk, Bagalur, Begur, Bengaluru, Karnataka 560102 | [email protected] | 18001230004 |
17 | Edelweiss General Insurance Co. Ltd. | 2nd Floor, Tower 3, B Wing, Kohinoor City Mall, Kohinoor City, Kirol Road, Kurla (W), Mumbai 400070 | [email protected] | 1800 12000 /022 423 12000 /022 423 12001 |
18 | ICICI Lombard General Insurance Co. Ltd. | ICICI Lombard General Insurance Co. Ltd. Ground floor- Interface 11, Sixth floor- Interface 16 , Office no 601 & 602, New linking Road, Malad (West), Mumbai – 400064. | 1800 2666 | |
19 | Kotak Mahindra General Insurance Co. Ltd. | H-78, 7th Floor, Himalaya House, 23, KG Marg, New Delhi, Delhi 110001 | [email protected] | 1800 266 4545 |
20 | Liberty General Insurance Ltd. | 10th floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai 400 013 | [email protected] | 1800-266-5844 |
21 | Magma HDI General Insurance Co. Ltd. | Equinox Business Park, Tower 3, 2nd Floor, Unit Number 1B & 2B, LBS Marg, Kurla (West), Mumbai – 400070. | [email protected] | 1800 266 3202 |
22 | Raheja QBE General Insurance Co. Ltd. | Raheja QBE General Insurance Company ltd Fulcrum, 501 & 502, A wing, 5th Floor, International Airport project road, Sahar, Andheri East, Mumbai-400059. | [email protected] | 1800-102- (RQBE) 7723 |
23 | Shriram General Insurance Co. Ltd. | Shriram General Insurance Co. Ltd. (In partnership with Sanlam, South Africa) E-8, EPIP, RIICO Industrial Area, Sitapura, Jaipur – 302022 (Raj.) | NA | 1800-300-30000 |
24 | United India Insurance Co. Ltd. | United India Insurance Co. Ltd, Registered & Head Office: 24, Whites Road, Chennai – 600014 | [email protected] | 044-28575200 |
25 | Manipal Cigna Health Insurance Company Limited | ManipalCigna Health Insurance Company Limited 401/402, Raheja Titanium, Western Express Highway, Goregaon (East), Mumbai 400063. | [email protected] | 1800-102-4462 |
26 | Aditya Birla Health Insurance Co. Ltd. | 104, BABA House, Bajaj Road Off M V Road next to WEH Metro Station Andheri (East),. Mumbai – 400093. | [email protected] | 1800-270-7000 |
27 | Star Health & Allied Insurance Co. Ltd. | No 1, New Tank Street, Valluvarkottam High Road, Nungambakkam, Chennai 600034 | [email protected] | 18004252255 |
28 | Max Bupa Health Insurance Company Ltd. | C-98 Lajpat Nagar 1, New Delhi-110024 | [email protected] | 1800 309 3333 |
29 | Care Health Insurance Ltd. | Care Health Insurance Limited , 5th Floor, 19, Chawla House, Nehru Place, New Delhi-110019 | [email protected] | 1860-500-4488/ 1800-200-4488 |
30 | Universal Sompo General Insurance Co. Ltd. | Universal Sompo General Insurance Co Ltd. Office No 103, First Floor, Ackruti Star, MIDC Central Road, Andheri (East), Mumbai-400093, Maharashtra | https://[email protected]/[email protected] | 1800-200-5142 /1800-22-4030 / 1800-200-4030 |
FAQ
You can find a list of health insurance companies in India through various sources but to make it easier for you, we have also curated the list of health insurance providers for you.
When selecting a health insurance company, consider factors such as the company’s reputation, claim settlement ratio, coverage and benefits offered, network hospitals, customer reviews, premium affordability, and policy terms and conditions.
The claim settlement ratio indicates the percentage of claims settled by an insurance company against the total claims received. It is important because it reflects the company’s efficiency in processing and settling claims. A higher ratio indicates better claim settlement track record.