Upcoming Bank Exams 2018

Banking sector is an evergreen career option for young generation. With the Indian economy, banks are growing at rapid pace as well. Banking has been one of the most established and promising sector for decades now and still growing with the young Indian economy. Be it public or private sector bank, they welcome new joining… Read More »

All About Goods And Service Tax

The Goods and Services Tax (GST) is an indirect tax that has replaced many indirect taxes in India. On 29th March 2017 Parliament passed on the GST Act to replace numerous indirect tax laws that had earlier existed in the nation. GST is a destination-based, multi-stage and comprehensive tax that is applied on every value… Read More »

How to Check Credit Score for Free?

Are you planning to apply for a loan? You may lose non refundable loan processing fee if loan application rejected. Or if you are applying for credit card, make sure you have a strong chance of getting card approved, because most of the banks will not entertain your application for 3 to 6 months once your… Read More »

What is Speed Clearing

Speed Clearing is the system of collection of outstation cheques which had been drawn on an outstation (non-local) bank branch via local clearing for clearing purpose. This system facilitates the collection of cheques which are drawn on an outstation core-banking-enabled branches of banks, if they have net-worked branch locally. Earlier, the collection of outstation cheques… Read More »

What is Electronic Clearing Service (ECS)?

Electronic Clearing Service or ECS is an electronic means of transaction of funds that are concurrent and sporadic in nature. Various institutes use ECS to make bulk payments or accept bulk receipts. ECS is used in payment of pension, salary, interest, dividends, etc. Institutes also use them to collect insurance premiums, mutual funds, loan instalment… Read More »

NEFT Charges, Timings and Limits

National Electronic Funds Transfer (NEFT) is one of the easiest way to fund transfer using both online internet banking and bank branches. What is NEFT Timing? NEFT is regulated by Reserve Bank of India and now being used by almost 200 banks in India. Timings for the NEFT are same for all banks set by… Read More »

Last Day to Link Aadhar card to Your Bank Account

The Unique Identification Authority of India (UIDAI) issued Aadhar cards to the citizen of India to provide them unique identification codes. The purpose of the cards is to act as both identity and address proofs. The government of India has now mandated the linking of Aadhar cards to your banks and other important documents such… Read More »

Bank Holidays 2018 India

Bank holidays in India are subject to different states. Holidays declared under Negotiable Instrument Act by different State Government are observed by all the Banks in that said state. Here we have full list of bank holidays 2018 in India with each state. Click on state name to view full list of bank holidays in… Read More »

Andhra Pradesh Bank Holidays 2018

Andhra Pradesh has 22 declared bank holidays. These 22 bank holidays do not include Sunday and second/fourth Saturday. Holidays declared under Negotiable Instrument Act by Andhra Pradesh State Government are observed by all the Banks in that state. Below is the list of bank holidays in Andhra Pradesh for 2018. Date Reason / Remarks Monday, January… Read More »

Haryana Bank Holidays 2018

Haryana has 15 declared bank holidays. These 15 bank holidays do not include Sunday and second/fourth Saturday. Holidays declared under Negotiable Instrument Act by Haryana State Government are observed by all the Banks in that state. Below is the list of bank holidays in Haryana for 2018. Date Reason / Remarks Friday, January 5, 2018 Guru… Read More »