How to Check Lakshmi Vilas Bank Account Balance?

It becomes difficult to keep a track of our bank account balance in our busy life schedule. To solve this problem Lakshmi Vilas Bank offers their customer with a missed call balance inquiry number that enables the account holder to give a missed call on a number and receive a text message from the bank containing the bank balance details.

Lakshmi Vilas Bank Missed Call Number

The missed call number for Lakshmi Vilas Bank is 08882441155. After giving a missed call, the call will be automatically disconnected and an SMS Containing your bank account balance details will be sent. To avail this service the account holder must register to use the service. To register yourself send an SMS to 9282441155 in the following syntax-

LVB REG <CUSTOMER-ID> <ACCOUNT NUMBER>

About Lakshmi Vilas Bank

Lakshmi Vilas Bank is a private sector bank founded in the year 1926. The bank has 591 bank branches all over the country. The bank provides all the service of a modern banking system like net banking mobile banking etc. Apart from the Missed call Balance inquiry number the bank also provides the following methods to find the bank account balance-

  • Lakshmi Vilas Bank SMS Banking
  • Lakshmi Vilas Bank Mobile Banking
  • Lakshmi Vilas Bank Net banking
  • Lakshmi Vilas Bank ATM

Lakshmi Vilas Bank SMS Banking

SMS Banking allows the account holder to find the account balance by sending an SMS in a pre-defined syntax and receiving details of bank balance as a reply. SMS Banking number for Lakshmi Vilas Bank is 9282441155. You can use the following syntax to send the SMS-

Function Syntax
SMS Banking LVB< space>BAL< space> Customer ID< space> Account Number
Mini-Statement LVB < space>TXN < space> Customer ID

Lakshmi Vilas Bank Mobile Banking

Mobile Banking allows the account holder to use banking services using his mobile device. You can use any of the service that a bank branch provides within the comfort of your home by using the mobile app. You can use the fund transfer, balance check, statement and much more using the mobile app. The download link for the respective device for Lakshmi Vilas Bank is given below-

Lakshmi Vilas Bank Net banking

Net banking is one of the best banking services that enable the account holder to use the banking service within the comfort of the home and you can use the net banking 24X7 and 365 days even in the bank holidays. To avail this service the bank account must be registered with the bank branch which will provide you with the login details. After receiving the login details you can use the Lakshmi Vilas Bank Net Banking

Lakshmi Vilas Bank ATM

You can also use the ATM Card associated with the bank account to find the bank account balance. You can use any of the banks ATM Machine to find the bank account balance. Follow the following steps to find the bank account balance to find the bank account balance-

  • Insert your ATM Card in the ATM Machine
  • Enter your PIN in the ATM Machine
  • Select the Balance inquiry option

Minimum Maintenance Balance for Lakshmi Vilas Bank

Every Bank has a minimum maintenance balance that has to be maintained to keep the bank account operational. The following are the minimum maintenance balance for Lakshmi Vilas Bank-

Account type Locations Average Monthly Balance
Saving Account Rural 1000
Semi Urban 3000
Urban and Metro 5000
NRE SB and NRO SB 5000
Current Account All Locations 5000

If the account holder fails to maintain the minimum balance then the account will be subject to Charges/Fine. The charges for Non-Maintenance of minimum balance is as follows-

Account type Locations Conditions Charges for Non-Maintenance
Saving Account Rural Upto Rs 250.00 10%
Above Rs 250.00 15%
Semi Urban   Upto Rs 1500.00 10%
Above Rs 1500.00 15%
Urban and Metro   Upto Rs 2500.00 10%
Above 2500.00 15%
NRE SB and NRO SB Upto 2500.00 10%
Above 2500.00 15%
Current Account All Locations General Rs.200