Utkarsh Small Finance Bank Ratu Road Branch, Ranchi

Do you need to transfer funds to Utkarsh Small Finance Bank, Ratu Road Branch account?

To transfer funds, all you need is the beneficiary name, account number, and the Ratu Road Branch IFSC Code.

The Utkarsh Small Finance Bank Ratu Road Branch IFSC Code could be used for fund transfer via NEFT, IMPS, or RTGS. Now, Utkarsh Small Finance Bank also provides UPI facilities for fund transfer using IFSC Code, or UPI IDs.

The Utkarsh Small Finance Bank Ratu Road Branch is located in Ranchi district of Jharkhand. Ranchi district has total 9 Utkarsh Small Finance Bank branch including Ratu Road.

What is Ratu Road Branch IFSC Code?

The Ratu Road Branch IFSC code is UTKS0001264.

The IFSC Code stands for Indian Financial System Code. It is an alphanumeric code that facilitates electronic funds transfer in India while using NEFT, RTGS, IMPS, or UPI.

In the IFSC Code UTKS0001264, UTKS represents Utkarsh Small Finance Bank and 1264 is the branch code of Utkarsh Small Finance Bank, Ratu Road.

How do I find IFSC Code for my Payee?

Askbank allows you to find bank branch IFSC code by both search and sort methods. To sort a branch, go to Utkarsh Small Finance Bank Branch Locator Tool and select the branch state. All the districts in the state will be populated in the district dropdown.

Upon branch district selection, all the branches in the district will be populated in the branch dropdown. Once selected the branch, you will be able to see the IFSC code, MICR code, email id, phone number, address, and other information of the branch.

In case you are unable to find the branch, you can search the branch directly from the search page.

The Ratu Road Branch IFSC Code is also printed on customer passbook and cheque book leaves. The cheque book leaf also contains the Ratu Road Branch MICR Code.

What are the Ratu Road Branch timings?

Ratu Road Branch timings are 10:00 AM - 04:00 PM. Branch remains closed on Sunday, second/fourth Saturday, and bank holidays.

The branch may remain closed on Thursday, 1 January, 1970 on the occasion of .

Ratu Road Branch has 0 holiday in March 2026. Checkout the full list of Jharkhand Bank Holidays 2026 calendar.

Branch timings and holidays could vary according to bank arrangements and location.

I need my account related help. How can I contact Utkarsh Small Finance Bank, Ratu Road Branch?

If you are Ratu Road Branch customer, you can visit the branch on working days. You may also call the Ratu Road Branch contact number 9523095851 for banking help.

Utkarsh Small Finance Bank also serves its customers through customer support number 1800 123 9878, 1800 208 1788 .

You can email your concern to the branch at customercare@utkarsh.bank or visit Utkarsh Small Finance Bank official website www.utkarsh.bank for more information.