Utkarsh Small Finance Bank offers their client with an easy to use missed call banking facility that enables the bank account holder to give a missed call on the Utkarsh Small Finance Bank Missed Call Number and receive an SMS containing the bank account details.
Utkarsh Small Finance Bank Balance Inquiry Number
Utkarsh Small Finance Bank Missed Call Number is 1800 123 9878. After giving a missed call, the call will be automatically disconnected and an SMS Containing your bank account balance details will be set.
About Utkarsh Small Finance Bank
Utkarsh Small Finance Bank is a small finance bank established in the year 2009 as a micro financer bank and soon developed in the SFB. The Bank provides various services that a modern bank provides like net banking, mobile banking etc. Apart from the Utkarsh Small Finance Bank Missed Call Number you can use the following method to find the bank account balance-
- Utkarsh Small Finance Bank Net Banking
- Utkarsh Small Finance Bank Mobile Banking
- Utkarsh Small Finance Bank ATM
Utkarsh Small Finance Bank Net Banking
Net Banking is the best banking service that enables the bank account holder to use the banking service 24X7 and 365 days a week. To avail this service the account holder need the login details that can be collected from the bank branch. After receiving the login details you can use the Utkarsh Small Finance Bank Net Banking
Utkarsh Small Finance Bank Mobile Banking
Mobile Banking is similar to Net Banking which uses the Mobile app as a medium of using the banking service. You can use the Mobile Banking app to use various services like fund transfer, balance check, and mini-statement and much more. The download link for the respective devices is listed below-
Utkarsh Small Finance Bank ATM
You can also use the Utkarsh Small Finance Bank ATM Card to find the bank account balance and it is a free to use service offered by every bank. To find the bank account balance your account you can follow these steps-
- Insert your bank ATM Card in the ATM Machine
- Enter your PIN in the ATM Machine
- Now select the Balance inquiry option
Minimum Maintenance Balance for Utkarsh Small Finance Bank
Every Bank has a minimum Maintenance Balance that has to be maintained by the bank account holder to keep the account operational. The minimum Maintenance balance for Utkarsh Small Finance Bank is as follows-
| Types of Account | Average Quarterly Balance | |
|---|---|---|
| Metro and Urban | Semi-Urban and Rural | |
| Standard Savings Account | 10,000 | 5,000 |
| Premium Savings Account | 50,000 | 50, 000 |
| Minor Savings Account | 5,000 | 1,000 |
If the bank account holder fails to maintain the minimum balance of the account then the account will be charged with fine. The charges for non-maintenance balance is as follows-
| Types of Account | Charges | |
|---|---|---|
| Metro and Urban Max- Rs350 | Semi-Urban and Rural Max- Rs250 | |
| Standard Savings Account | 25 Per Shortfall of Rs.500 | 25 Per Shortfall of Rs.500 |
| Premium Savings Account | Based on the AQB Maintained in First Year | Based on the AQB Maintained in First Year |
| Minor Savings Account | 25 Per Shortfall of Rs.500 | 25 Per Shortfall of Rs.500 |
