How to Check Utkarsh Small Finance Bank Account Balance?

Utkarsh Small Finance Bank offers their client with an easy to use missed call banking facility that enables the bank account holder to give a missed call on the Utkarsh Small Finance Bank Missed Call Number and receive an SMS containing the bank account details.

Utkarsh Small Finance Bank Balance Inquiry Number

Utkarsh Small Finance Bank Missed Call Number is 1800 123 9878.  After giving a missed call, the call will be automatically disconnected and an SMS Containing your bank account balance details will be set.

Utkarsh Small Finance Bank Missed Call Number
Utkarsh Small Finance Bank Balance Inquiry Number

About Utkarsh Small Finance Bank

Utkarsh Small Finance Bank is a small finance bank established in the year 2009 as a micro financer bank and soon developed in the SFB. The Bank provides various services that a modern bank provides like net banking, mobile banking etc. Apart from the Utkarsh Small Finance Bank Missed Call Number you can use the following method to find the bank account balance-

  • Utkarsh Small Finance Bank Net Banking
  • Utkarsh Small Finance Bank Mobile Banking
  • Utkarsh Small Finance Bank ATM

Utkarsh Small Finance Bank Net Banking

Net Banking is the best banking service that enables the bank account holder to use the banking service 24X7 and 365 days a week. To avail this service the account holder need the login details that can be collected from the bank branch. After receiving the login details you can use the Utkarsh Small Finance Bank Net Banking

Utkarsh Small Finance Bank Mobile Banking

Mobile Banking is similar to Net Banking which uses the Mobile app as a medium of using the banking service. You can use the Mobile Banking app to use various services like fund transfer, balance check, and mini-statement and much more. The download link for the respective devices is listed below-

Utkarsh Small Finance Bank ATM

You can also use the Utkarsh Small Finance Bank ATM Card to find the bank account balance and it is a free to use service offered by every bank. To find the bank account balance your account you can follow these steps-

  • Insert your bank ATM Card in the ATM Machine
  • Enter your PIN in the ATM Machine
  • Now select the Balance inquiry option

Minimum Maintenance Balance for Utkarsh Small Finance Bank

Every Bank has a minimum Maintenance Balance that has to be maintained by the bank account holder to keep the account operational. The minimum Maintenance balance for Utkarsh Small Finance Bank is as follows-

Types of Account Average Quarterly Balance
Metro and Urban Semi-Urban and Rural
Standard Savings Account 10,000 5,000
Premium Savings Account 50,000 50, 000
Minor Savings Account 5,000 1,000

If the bank account holder fails to maintain the minimum balance of the account then the account will be charged with fine. The charges for non-maintenance balance is as follows-

Types of Account Charges  
Metro and Urban Max- Rs350 Semi-Urban and Rural Max- Rs250
Standard Savings Account 25 Per Shortfall of Rs.500 25 Per Shortfall of Rs.500
Premium Savings Account Based on the AQB Maintained in First Year Based on the AQB Maintained in First Year
Minor Savings Account 25 Per Shortfall of Rs.500 25 Per Shortfall of Rs.500