Indian Overseas Bank (IOB) Civil Lines Branch, Ludhiana

Do you need to transfer funds to Indian Overseas Bank, Civil Lines Branch account?

To transfer funds, all you need is the beneficiary name, account number, and the Civil Lines Branch IFSC Code.

The Indian Overseas Bank Civil Lines Branch IFSC Code could be used for fund transfer via NEFT, IMPS, or RTGS. Now, Indian Overseas Bank also provides UPI facilities for fund transfer using IFSC Code, or UPI IDs.

The Indian Overseas Bank Civil Lines Branch is located in Ludhiana district of Punjab. Ludhiana district has total 30 Indian Overseas Bank branch including Civil Lines.

What is Civil Lines Branch IFSC Code?

The Civil Lines Branch IFSC code is IOBA0000446.

The IFSC Code stands for Indian Financial System Code. It is an alphanumeric code that facilitates electronic funds transfer in India while using NEFT, RTGS, IMPS, or UPI.

In the IFSC Code IOBA0000446, IOBA represents Indian Overseas Bank and 446 is the branch code of Indian Overseas Bank, Civil Lines.

How do I find IFSC Code for my Payee?

Askbank allows you to find bank branch IFSC code by both search and sort methods. To sort a branch, go to Indian Overseas Bank Branch Locator Tool and select the branch state. All the districts in the state will be populated in the district dropdown.

Upon branch district selection, all the branches in the district will be populated in the branch dropdown. Once selected the branch, you will be able to see the IFSC code, MICR code, email id, phone number, address, and other information of the branch.

In case you are unable to find the branch, you can search the branch directly from the search page.

The Civil Lines Branch IFSC Code is also printed on customer passbook and cheque book leaves. The cheque book leaf also contains the Civil Lines Branch MICR Code.

What are the Civil Lines Branch timings?

Civil Lines Branch timings are 10:00 AM - 04:00 PM. Branch remains closed on Sunday, second/fourth Saturday, and bank holidays.

The branch may remain closed on Thursday, 1 January, 1970 on the occasion of .

Civil Lines Branch has 0 holiday in March 2026. Checkout the full list of Punjab Bank Holidays 2026 calendar.

Branch timings and holidays could vary according to bank arrangements and location.

I need my account related help. How can I contact Indian Overseas Bank, Civil Lines Branch?

If you are Civil Lines Branch customer, you can visit the branch on working days. You may also call the Civil Lines Branch contact number 2449530 for banking help.

Indian Overseas Bank also serves its customers through customer support number 18004254445, 1800425.

You can email your concern to the branch at mdd@iobnet.co.in or visit Indian Overseas Bank official website www.iob.in for more information.