You need to keep an eye on your spending and saving which you did by using your bank account. Indian Overseas Bank provides multiple ways to find the bank balance of your account.
You can use Indian Overseas Bank Missed call number, SMS banking, net banking, mobile banking, etc. to find the bank balance of the account.
Indian Overseas Bank Balance Inquiry Number
Indian Overseas Bank provides a free-to-use service that offers its customers to just give a missed call from the registered mobile number on 9210622122.
After giving a missed call, you’ll receive an SMS containing your bank account details via SMS. For using the service, you have to get your account registered with your mobile number.
After successful registration, your mobile number can be used to find the bank account balance in Indian Overseas Bank.
Indian Overseas Bank Mini-Statement Missed Call Number
You can find the last 5 transactions of your Indian Overseas Bank account by giving a missed call on 8424022122. After giving a missed call on IOB Mini-statement missed call number, you’ll find the last 5 transaction details sent via SMS.
Indian Overseas Bank SMS Banking via IOB SMS Balance Check Number
You can use the SMS Banking service offered by Indian Overseas Bank using your Registered mobile number.
You can use the SMS Banking number to send a pre-defined SMS and in reply, you’ll receive an SMS reply with your bank account balance details. The SMS Banking number of Indian Overseas Bank is 8424022122
The following is the pre-defined syntax that you can use to find the bank details-
| Transaction | Tag Description |
| Balance enquiry | BAL <space> last 4 digit Account Number e.g: BAL 1234 |
| Mini Statement | MINI <space> last 4 digit Account Number e.g: MINI 1234 |
| Get your MMID | MMID<space> last 4 digit Account Number |
Indian Overseas Bank Mobile Banking App
Indian Overseas Bank provides a mobile banking facility using which you can use to access all the banking services via a mobile banking app.
The following are the mobile banking app developed by Indian Overseas Bank that you can use to access the banking services-
IOB Mobile
IOB Mobile is an app available to download for both Android and iOS devices. You can use this app to find the bank balance of your bank account. To use this app, you need to activate the mobile banking feature from your bank account.
IOB Nanban
IOB Nanban is a mobile application that can be used for non-financial banking services. You can find the bank balance of your account using the IOB Nanban app.
To use the app, you have to activate the mobile banking app by visiting the bank branch and filling the application form to activate the mobile banking feature for your bank account.
Indian Overseas Bank Net Banking
Net Banking is an online Banking method using which you can access your bank account. You can follow these steps to use net banking to find the bank balance of your bank account.
- Visit the official net banking portal of Indian Overseas Bank by following this link- https://www.iobnet.co.in/ibanking/login.do
- Now, you have to log into your net banking account by using your login credentials
- If you are a new user, then you have to click on the new user button and follow the on-screen instruction to activate your net banking account
- After logging in, navigate to the account summary section followed by selecting the account you want to choose to find the bank balance
- Now, your bank account balance will be displayed on the screen
Check Indian Overseas Bank Balance by ATM
IOB ATM facility provides its customers with free balance check facilities. Customers can also access other bank ATMs to check account balances for free up to a limited number of transactions.
How to Check the Balance?
Insert your ATM card into an ATM- Machines will allow you to check your balance for free.
Type in your PIN on the machine- A four-digit number you should have set up when you opened your account.
Select the option to view your balance- You will be able to go back and make a withdrawal or print that balance.
Indian Overseas Bank USSD Code
Indian Overseas Bank offers a USSD Code Balance check by dialing *99# and pressing the call button. After calling, a screen will appear with options to choose from. Choose the options and press the number in the empty box to enable that service. A balance check is one of the options on the menu.
Bank Balance Check Using UPI Apps
If you have installed UPI App on your mobile device then you can use the app to find your bank balance. There are a lot of UPI apps that you can use which get connected to your bank account and can be used for using your bank account.
The following are the step-by-step instructions on how to check bank balance using the UPI Apps-
- Download and install the UPI App (PAYTM, BHIM UPI, Google Pay, etc.) and get it activated
- After activation of the app, your bank account gets connected to the app and you can use the app to access certain features of the bank like fund transfers, bank balance, etc.
- Now, login to your account and click on the Account and Summary section, your app might have some other name so you have to choose accordingly
- Click on the check balance button followed by entering the 4-digit MPIN
- After entering the MPIN, your account balance will be displayed
About Indian Overseas Bank
Indian Overseas Bank is a major player in the public sector financial banking in India. It has 3400+ bank branches all over India. IOB has a network of around 3300+ ATMs all over India. The bank has achieved 100% networking status as well as 100% CBS status for its branches.
FAQ
You can find the bank balance of Indian Overseas bank by using a missed call number(9210622122), SMS Banking, Mobile Banking, Net Banking, ATM Card, UPI Apps, and by visiting the bank branch.
The Indian Overseas Bank missed call number is 9210622122. After giving a missed call, your call will be automatically disconnected and you’ll receive an SMS stating your bank account balance details.
You can use SMS Banking to get a mini statement of your bank account. Send an SMS to 8424022122 in a pre-defined syntax i.e. MINI <space> last 4 digit Account Number e.g: MINI 1234 and receive a reply with your bank account balance details.
Yes, you can use the UPI app to find the bank account balance. You can find the check balance tab on your bank account summary section where you can find the bank balance details.
For activating IOB Missed call balance inquiry number on your bank account, you have to send an SMS to 09015135135 / 09266135135 with the text SET<Account Number>. After that, the customer will get the Bank of India Balance Enquiry on his/her registered mobile number.
Yes, Indian Overseas Bank is one of the Government Banks in India which was nationalized in the year 1969. This bank is backed by the Government of India and functions well by subjugating the policies of the Government.
Yes, You can check your Indian Overseas Bank passbook online with the IOB Mobile Banking app which allows you to look at all the transactions you’ve made. Apart from this, there is a dedicated app for passbooks provided by the IOB to facilitate online passbook checks.
