It becomes difficult to keep a track on Bank balance of our account. To check the balance we either have to visit the bank branch or use the ATM Card. Yes Bank provides an easy to use and free missed call banking service that enables the account holder to give a missed call and get the details via SMS.
YES Bank Balance Inquiry Number
Yes Bank missed call number to find the bank balance is 09223920000. After dialing the number the call will be automatically disconnected and an SMS containing the details of you bank balance will be sent to you through SMS. You can also find the Mini-statement of the banks by using the same method with the mini-statement number being 09223921111.
About YES Bank
Yes Bank is India’s fourth largest bank started by Rana Kapoor and Ashok Kapur in 2004. Yes Bank is one of the fastest growing banks that have established 3450 bank branches in the county as of 2019. Apart from the missed call number, you can also find the balance by using the following methods-
- YES Bank SMS Banking
- YES Bank Net Banking
- YES Bank Mobile Banking
- YES Bank ATM
YES Bank SMS Banking via YES Bank SMS Balance check Number
You can also use SMS Banking to find the bank balance of your bank account. To use the service you need to send an SMS with pre-defined syntax. The Syntax used to find the different services is as follows-
| Description | SMS Keyword | Example |
|---|---|---|
| Mobile Registration | YESREG | YESREG <Cust ID> |
| Account Balance Inquiry | YESBAL | YESBAL <Cust ID> |
| Last 5 transactions in the account | YESTXN | YESTXN <Cust ID> |
| Cheque Status Inquiry | YESCST | YESCST <Cust ID> <Cheque No.> |
| Stop Cheque Request | YESSTP | YESSTP <Cust ID> <Cheque No.> |
| Chequebook Request | YESCHQ | YESCHQ <Cust ID> |
| Details of fixed deposits linked to the account | YESFDQ | YESFDQ <Cust ID> |
| Request for an account statement | YESSTM | YESSTM <Cust ID> |
| List of all above supported Requests | YESHLP | YESHLP <Cust ID> |
| Note:- In case of multiple accounts linked to same Cust ID, kindly provide the relevant account number at the end of the requests. Example: YESSTP <Cust ID> <Cheque No.> <Account No.> | ||
YES Bank Net Banking
Yes Bank provides a comprehensive and one of the best net banking solutions that provide various services to the account holder. You need to log in details that you can get from the bank branch by contacting the branch. You can also use the net banking facility to find your bank account balance by logging in to Yes Bank Net Banking.
YES Bank Mobile Banking
Mobile Banking works like the net banking only difference being the use of Smartphone. One of the best features of the net banking is its versatility. It can be used 24X7 and 365 days even during the Bank holidays. The download links for the respective devices are given below-
YES Bank ATM
ATM Card can be used to find the Bank Account balance. You can use any bank ATM Machine to find the bank account balance just follow the following steps to find the bank account balance-
- Insert you ATM card in the ATM Machine
- Enter the PIN in the Machine
- Select the Balance inquiry option
Minimum Balance Requirement for YES Bank
Every Bank has a minimum balance requirement that has to be maintained by the account holder to keep the account functional. The following are the minimum balance requirement of the Yes Bank account-
| Average Quarterly Balance (AQB) | Amount |
|---|---|
| Savings Exclusive | Rs.1 lakh |
| Savings Advantage | Rs.10,000 |
| Savings Value | Rs.5,000 |
| Savings Select | Rs.25,000 |
If the account holder fails to maintain the minimum balance of the account then the account will be charged with a fine. The following are the fines associated with non-maintenance of the balance-
| AMB Maintained | Non-Maintenance Charge per Month |
|---|---|
| If balance maintained is >=100% of the requirement | Nil |
| If balance maintained is >50% of the requirement | 5% of balance shortfall |
| If balance maintained is <=50% of the requirement | 10% of balance shortfall |
| Maximum AMB non-maintenance charge | INR 500/- per Month |
