It becomes difficult to find the bank account balance either we have to visit the bank branch or we have to find the bank branch ATM. Kotak Mahindra Bank offers the customer to use the missed call balance check number that can be used to find the bank balance.
Kotak Mahindra Bank Balance Inquiry Number
The missed call number for Kotak Mahindra Bank is 18002740110. After calling the number, the number will be disconnected automatically and an SMS containing the account balance details will be sent. You need to have your number registered to avail of this service.
About Kotak Mahindra Bank
Kotak Mahindra Bank is a private sector bank that was established when RBI gave the banking license to the bank in 2003. Kotak Mahindra Bank is the second-largest bank after HDFC Bank in terms of Market capitalization among banks in India. The bank offers a wide range of services including the Kotak Mahindra bank missed call Number. Apart from the missed call number, you can also use the following methods to find the bank account balance-
- Kotak Mahindra Bank SMS
- Kotak Mahindra Bank Mobile App
- Kotak Mahindra Bank Net Banking
- Kotak Mahindra Bank ATM
Kotak Mahindra Bank SMS Balance Check Number
You can use the Kotak Mahindra SMS Banking method to find the account balance of your bank account. You can use the service by sending a text message with a pre-defined syntax from your registered mobile number. The number where you have to send the message is 9971056767 or 5676788. The syntax that has to be followed is as follows-
| Sr.No. | Transaction | Keyword |
|---|---|---|
| 1 | Account balance | BAL |
| 2 | Last 3 transactions | TXN(space)Last 4 digits of Account Number |
| 3 | Last 3 months statement on email | STMT(space)Last 4 digits of Account Number |
Kotak Mahindra Bank Balance Check by Mobile App
Mobile app by Kotak Mahindra offers the user a variety of service that can be used to perform various banking operations without the need to visit the bank branch. You can download the app for respective devices from the below link-
Kotak Mahindra Bank Balance Check by Net Banking
Net banking is the best banking service that can be used to do all the banking service within the comfort of your home. To avail this service you need to register the account with the branch. After registering the bank account then you can log in to the net banking using the Kotak Mahindra Net Banking.
Kotak Mahindra Bank Balance Check by ATM
You can use the ATM Card associated with the bank then you can use the ATM Machines to find the bank account balance. To find the bank account balance you can use the following methods-
- Insert the bank ATM Card in the ATM Machine
- Enter the PIN Number in the machine
- Now chose the Balance Inquiry Option to find the bank account balance
Minimum Maintenance Balance for Kotak Mahindra Bank
Every Bank has a minimum bank balance requirement to use the bank account to use the bank account smoothly. The Average Monthly Balance required for Kotak Mahindra Bank is as follows-
| Savings Account | Average Monthly Balance |
|---|---|
| Edge | 10,000/- |
| Pro | 20,000/- |
| Ace | 50,000/- |
If the account holder fails to maintain the minimum balance then the account will be subject to the fine. The fine/charges for Non-maintenance of the account is as follows-
| Average Monthly Balance | Charges |
|---|---|
| If AMB <=25% of required Product AMB | Rs.500 |
| If AMB >25% <=50% of required Product AMB | Rs.400 |
| If AMB >50% <= 75% of required Product AMB | Rs.300 |
| If AMB >75% of required Product AMB but less than product AMB | Rs.150 |
