How to Check SBI Account balance?

Many people who have an SBI account use ATM or update passbook to check account balance and get the details of their account balance and transaction done. Some use a bank account statement form to get the transaction details and balance inquiry. SBI being the best bank service provider provides their customer with a variety of options to check their account balance other than the above-mentioned methods.

SBI provides Account Balance check by following ways.

  • SBI Missed Call Number
  • SBI SMS Banking
  • SBI Net banking
  • SBI Mobile App
    1. SBI Anywhere
    2. SBI Quick
    3. SBI Anywhere Saral (SBI m Passbook)
  • BHIM UPI App

how to check account balance of sbiAbout SBI

State Bank of India is India’s largest public sector commercial bank. The foundation of SBI was laid over two centuries ago when the Bank of Calcutta, Bank of Madras and Bank of Bombay was merged to form “Imperial Bank of India” which was named State Bank of India in 1955. The success of SBI in completing the needs of their customer lies in their desire to change and improve in the use of the new age technology. SBI provides one the best customer experience by the use of many different ways.

SBI Missed Call Number

SBI Missed Call Number is free service provided by the bank for the convince of the people. This number can be used to check SBI account balance by giving a missed call and get a notification on your registered mobile number.

You can use the service by Just giving a call on SBI Missed Call Number-09223766666, your call will get disconnected after a few rings after that you will get an SMS with the updated account balance. Please note this service could be availed only by the mobile number registered with the SBI account.

Check Account Balance by SMS (Simply SMS)

You can check the account balance of your SBI Account by sending an SMS to the following number in a format mentioned below.

Send an SMS to  09223488888 


Send an SMS to 5676791.

You can check the following information using SMS service:

Here “XXXX” is the last four digit of SBI CARD

Services Offered syntax
Balance inquiry BAL XXXX
Available credit and cash limit AVAIL XXXX
Block your lost or stolen card BLOCK XXXX
Last payment status PAYMENT XXXX
Reward point summary REWARD XXXX
Subscribe to e-statement ESTMT XXXX
Request for duplicate statement DSTMT XXXX MM
(Statement Month in MM)

How To Register your Mobile Number with SBI?

It is mandatory for the Customers to register your mobile number with the bank as per the RBI guidelines. At the time of opening the account, it is mandatory to mention the mobile number. However, you have to activate the service you need on your mobile number. You can register your Mobile Number by sending an SMS “REG<space>Account Number” to 9223440000.

SBI Mobile Banking

SBI Provides a variety of banking apps for different purposes but the common things which all of these apps provides are account balance check.

SBI Anywhere Personal

SBI Anywhere Personal is a mobile app that can be used to check the account balance. The app is available both in Hindi as well as English to facilitate all the user. This app is only for saving account. The download link is mentioned below:

SBI Anywhere personal APP- for Android

SBI Anywhere personal- for Apple iTunes

SBI Anywhere Corporate

SBI Anywhere Corporate is an app used for corporate accounts. The app can be used to find the account balance as well as a mini statement of the transaction made. The Download Link is mentioned below

SBI Anywhere Corporate  APP- for Android

SBI Anywhere Corporate- for Apple iTunes

SBI Quick App

SBI Quick Mobile App is free and can be downloaded from the app store app. This app does not require any internet connection it works on via SMS or missed call. You Have to Register your mobile number with the SBI Bank Branch to avail this service.

SBI QUICK APP- for Android

SBI QUICK APP- for Apple iTunes

SBI Net Banking

SBI through their internet services provides a net banking facility with many other features. You Can Check SBI Account Balance By Login To SBI Net Banking. To use this service you have to Register your account for Net Banking. For Registering your account you need to contact the bank branch.

Check SBI Account Balance by ATM

ATM Machines provides free balance check facilities. You can use it in any bank ATM, all the bank ATM Machines can be used to check the balance.

How to Check the Balance?

  • Insert your ATM card into an ATM- Machines will allow you to check your balance for free.
  • Type in your PIN on the machine- A four-digit number you should have set up when you opened your account.
  • Select the option to view your balance- You will be able to go back and make a withdrawal or print that balance.

If you are using SBI Debit Card for the first time, you can Generate SBI ATM Pin at SBI ATM and then check the account balance at any bank ATM.


BHIM UPI is an app developed by National Payment Corporation of India (NPCI) on 30th of December by Sri Narendra Modi at Digi Dhan mela at Talkatora Stadium in New Delhi. The main Purpose of the app is to provide a Unified Payment Interface that can be used by everyone who has a phone in his hand, it even works on a Feature Phone with the use of USSD codes. To check your bank account balance with BHIM UPI App follow these steps-

  • Log in to your BHIM UPI app using your 4-Digit passcode
  • Click on “Bank Account” tab
  • Then Click on the Request Balance tab
  • Re-enter your Passcode
  • Account Balance is displayed

What is the Minimum Account Maintenance Balance for SBI Savings Bank Account?

SBI has a different minimum balance and it depends on the geographical area. The minimum account balance is an amount that a bank requests their customers to maintain. Failing in the maintenance of the balance will cause the bank to impose a penalty on the account holder.

Minimum Account Maintenance Balance Area wise-

Areas Amount
Metro Cities Rs 3,000
Urban Areas Rs 3,000
Semi-Urban Rs 2,000
Rural Areas Rs 1,000

Penalty for Non-Maintenance of the Account balance

Metro &Urban Branches Proposed Charges (Per Month)
Shortfall < = 50% Rs. 10/- +GST
Shortfall > 50 – 75% Rs. 12/- +GST
Shortfall > 75% Rs. 15/- +GST
Semi-Urban Branches  Proposed Charges (Per Month)
Shortfall < = 50% Rs. 7.50 +GST
Shortfall > 50 – 75% Rs. 10.00 +GST
Shortfall > 75% Rs.12.00+GST
Rural Branches  Proposed Charges (Per Month)
Shortfall < = 50% Rs. 5.00 +GST
Shortfall > 50 – 75% Rs. 7.50 +GST
Shortfall > 75% Rs. 10.00 +GST

FAQ on SBI Account Balance

Is it necessary to Register Mobile Number with the Bank?

Yes, as per the RBI guideline it is made mandatory by all the banks to have the mobile number registered with the account.

Is SBI Quick App similar to the SBI Anywhere app?

NO, SBI Quick app is different form SBI anywhere app as you cannot use the Quick app to do the banking transaction, it is only for mobile banking services whereas you can use SBI Anywhere for all the banking operations.

Can I use SBI Quick app for multiple SBI accounts?

No, SBI Quick is a Mobile Banking app and one registered mobile number can only be used with a single account. If you have multiple accounts with the same bank then you have to unregister your account and re-register the account.

Apart from balance check what else we can do with BHIM UPI App?

BHIM UPI App offers fund transfer, fund request, Balance check and transaction details

How to Calculate the Minimum Maintenance Balance?

To Calculate the minimum maintenance balance, you can follow this link-Average Minimum Balance Calculation

What is the easiest way of finding the bank balance

The easiest way of finding the bank account balance is using the SBI Missed Call Number which can be used anywhere.