Finding the bank balance is important for you to manage your finances. Many individuals with bank accounts face a lot of problems when it comes to finding the bank balance either they visit the bank branch to find the bank balance or they rely on the ATM Machine.
Both of these processes are time-consuming and require a lot of travel. Punjab and Sind Bank provide you with other methods to access the bank account remotely.
You can use the internet, and cellular SIMs to get banking services within the comfort of your home. To find the bank balance without leaving your home, you can use a missed call number, SMS banking, mobile banking, internet banking, and USSD codes.
In this article, we will discuss how to check Punjab & Sind bank account balance using a PSB Balance Inquiry number, SMS Banking, PSB Mobile app, etc.
PSB Balance Inquiry Number
You can use Punjab and Sind Bank Missed call numbers to find the balance of your bank account. The toll-free missed call number for finding the PSB bank balance is 7039035156, just give a missed call on this number and get an SMS sent with details related to your bank balance.
Dial-in the PSB missed call number, and after a few rings the call with be automatically disconnected and you’ll receive an SMS containing your bank balance.
Punjab & Sind Bank Mini-Statement Missed Call Number
You can find Punjab & Sind Bank’s mini-statement missed call number by giving a missed call on 9223008486. After giving a missed call, you’ll receive an SMS containing your mini statement of the last 5 transactions.
Punjab and Sind Bank SMS Banking via PSB SMS Balance Check Number
SMS Banking is another method of banking that uses a cellular SIM to provide you with banking services. You can access the banking services by sending an SMS in a pre-defined syntax to the SMS Banking number.
When you send the SMS with your Account number, SMS banking password, and Pre-defined code, you’ll receive a reply stating your bank balance. The SMS Banking number for sending in the text is 9223815844.
The following are the SMS Banking services format that you have to follow to send in the SMS-
| SMS Banking Feature | The format of Sending Text Message |
| Get account balance | PBAL <space> <Account-Number ><space> <SMS-Banking-Password> |
| Get the last 3 transactions | PTXN <space> <Account-Number ><space> <SMS-Banking-Password> |
| Cheque status inquiry | PCHQ<space> <Cheque-Number><space> <Account-Number> <space> <SMS-Banking-Password> |
| Change your SMS Password | PPWD<space> <New-Password > <space> <Old-Password> |
| Block Card | LOST <space> <last 4 digits of your ATM card> |
Punjab and Sind Net Banking
Punjab and Sind Bank provides a net banking service that facilitates the banking service. You do not need to visit a bank branch or ATM to use banking services, you can access almost all the banking services online within the comfort of your home.
You can follow these steps to find the bank balance of Punjab and Sind Bank using net banking-
- Visit the official website of Punjab and Sind Bank by following this link- https://punjabandsindbank.co.in/
- Now if you have already registered for net banking then you can log in using your User ID and password
- If you are new registration then click on the New Registration button followed by clicking on the New User Registration button
- Now, enter your User ID which is your Customer ID mentioned on the Passbook
- After entering the user ID, you have to enter your PAN no or Date of Birth and registered Mobile Number to receive OTP on your Mobile
- Now, validate OTP received on your registered Mobile to register your request
- Once, the validation of OTP is done, you’ll receive an SMS confirming your registration and your account will be available to use Internet banking within the next 72 hours
- Now, you’ll be notified by the bank regarding your activation status
- After the bank notified you about successful account activation, you have to click on the Password Generate option and select online register use or branch registered user
- Now, you have to enter your User ID, Mobile Number and Request ID followed by entering OTP sent on your phone
- You have to generate a strong internet banking password in the next step
- Now, login to your PSB Bank account by entering your user ID, and password and fill in the captcha
- After logging in, you have to navigate to the account summary section, and your PSB Bank balance will be displayed
PSB mPay Mobile Banking App
Punjab and Sind bank provides a mobile banking app that you can use to find your bank balance. You can get remote access to the banking services using an internet connection.
Apart from bank balance checks, you can use the mobile banking app to use many banking services like fund transfers, bank statements, debit card services, etc.
You can follow these steps to find the bank balance using the PSB mobile banking services-
- Download and Install PSB mPay app on your smartphone from App Store or Play Store depending on your device
- After installing, you have to activate the mobile banking by filling in a form provided at the bank branch
- After submitting the form, you’ll receive an SMS with the application password, MPIN, TPIN
- You can use these PINs to log into your profile
- Now, open the PSB mPay app and enter your registered mobile number into the app
- An OTP will be sent to your mobile number, enter the OTP and confirm your mobile number
- Now, select ‘New Users’ on the next screen followed by entering the application password sent via SMS
- You also have to set a new password here followed by clicking on the submit button
- Further, you also have to enter the MPIN sent via SMS and setting you’re your MPIN
- Similarly, you have to follow the above steps to set TPIN as well
- Now, you have successfully registered your bank account for mobile banking services
- To find the bank balance, log into your mobile banking account using your credentials
- After logging in, click on the Banking tab followed by the ‘balance inquiry’ button
- Now, you have to enter the MPIN and your bank balance will be displayed easily.
BHIM UPI App
UPI stands for Unified Payment Interface which is an ecosystem of payment gateway that uses Virtual Payment Address to access the banking services.
You can use BHIM UPI easily by downloading the app from Play Store or App Store depending on the device that you use.
To find your bank balance using the BHIM UPI app, you can follow these steps-
- Download and install the BHIM UPI app on your smartphone
- After opening the app, you’ll have to select the app language followed by selecting the SIM card which is connected to the bank
- Now, an SMS will be sent to the bank regarding the activation request
- After the activation request is made, you have to set the 4 digit app PIN
- After setting up the PIN, you have to select the PSB Bank to connect the UPI ID and your bank account
- Now, on the next step, you have to enter the Debit card details followed by clicking on submit button
- An OTP will be sent which you have to enter followed by setting up the 4-digit MPIN
- Your registration is successful
- To find the bank balance using BHIM UPI app, you have to navigate to the account section
- After clicking on the account section, you have to click on the Check Bank Balance button followed by entering 4 digits MPIN
- After entering MPIN, your bank account balance will be displayed
Check Punjab and Sind Bank Balance by ATM
ATM Machines provide free balance check facilities. You can use it in any bank ATM, all the bank ATM Machines can be used to check the balance.
- Insert your ATM card into an ATM- Machines will allow you to check your balance for free
- Type in your PIN on the machine- A four-digit number you should have set up when you opened your account
- Select the option to view your balance- You will be able to go back and make a withdrawal or print that balance
Punjab and Sind Bank USSD Code
Punjab and Sindh bank provides a USSD Banking service where you have to dial in a USSD Code on your mobile and access a few basic banking services easily.
You can use the USSD Banking services by dialing in *99# and placing a call. After the calling screen appears, you have to choose the balance inquiry option from the menu by replying with 1
Now, enter your bank name followed by providing the UPI PIN. Your bank balance account will be displayed once you have entered the correct UPI PIN.
About Punjab and Sind Bank
Punjab and Sind Bank is a public sector bank owned by the Government of India. it was established in 1908 and is headquartered in New Delhi. There are 1554 branches spread throughout India, and 623 branches are in Punjab state. The key people in the bank are S.Charan Singh (Non-executive Chairman) Shri. Fareed Ahmed (ED).
FAQ
You can find the bank balance of Punjab and Sind Bank using various methods like missed call numbers, net banking, mobile banking, SMS banking, etc. You can also use the UPI app to find your bank balance easily.
The missed call number for Punjab and Sind bank is 7039035156 which can be used by giving a missed call on this number and receiving an SMS with your bank account balance from the bank.
You can register for Missed call banking by visiting the Punjab and Sind bank premises and filling out the account updating form where you’ll have to mention to update or add your mobile number. After processing your request, your account will be updated with your mobile number.
You can find the mini-transaction of Punjab and Sind Bank using the SMS Banking methods where you’ll have to send an SMS i.e. PTXN <space> <Account-Number ><space> <SMS-Banking-Password> in a specific format to the Punjab and Sind SMS Banking number 9223815844.
