How to Check Punjab and Sind Bank Account Balance?

Many customers face a lot of problems when they need to find the Bank account balance either they have to update their passbook or they use ATM Machine. This is a very time-consuming process. PSB Provides their customer with various options that can be used to find the Bank Balance without leaving the comfort of your home.

About Punjab and Sind Bank

Punjab and Sind Bank is a public sector bank owned by the Government of India. it was established in 1908 and is headquartered in New Delhi. There are 1554 branches spread throughout India, 623 branches are in Punjab state. The key people in the bank are S.Charan Singh (Nonexecutive Chairman) Shri. Fareed Ahmed (ED).

how to check punjab and sindh account balance

Punjab and Sindh Bank provides Account Balance check by following ways.

  • Missed Call
  • SMS
  • Net banking
  • PSB App
  • USSD Code

Punjab and Sindh Bank Missed Call

Punjab and Sind Bank provides a free to use service that offers their customers to give a missed call to the toll-free number 7039035156 and get their account balance details via SMS on their registered mobile number.

When a call is made, after a few rings the call will be terminated and you will get an SMS regarding your Balance details.

Punjab and Sind Bank SMS Banking

To use the SMS Banking feature you need to follow the format of the text and need to send the text to 9223815844.

SMS Banking Feature The format of Sending Text Message
Get account balance PBAL <Account-Number ><SMS-Banking-Password >
Get the last 3 transactions PTXN <Account-Number ><SMS-Banking-Password >
Cheque status inquiry PCHQ <Cheque-Number> <Account-Number ><SMS-Banking-Password>
Change your SMS Password PPWD <New-Password > <Old-Password>

Note: Card Block Facility through SMS Banking is also available.

For blocking your Debit Card by simply sending an SMS. All you need to type the following text and send an SMS to 9223815844 from your registered mobile number –

LOST <space> last 4 digits of your card number


Punjab and Sind Bank App is free and can be downloaded from the app store app. This app does not require any internet connection it works on via SMS or missed call.

Download for Android

Download for iPhone

Punjab and Sind Net Banking

Punjab and Sind Bank offers their customers with a net banking facility that is secured by a high encryption to ensure full security for their customers. The PSB Net Banking is available to use 24×7, 365 days.

Check Punjab and Sind Bank Balance by ATM

ATM Machines provides free balance check facilities. You can use it in any bank ATM, all the bank ATM Machines can be used to check the balance.

How to check the balance?

  • Insert your ATM card into an ATM- Machines will allow you to check your balance for free.
  • Type in your PIN on the machine- A four-digit number you should have set up when you opened your account.
  • Select the option to view your balance- You will be able to go back and make a withdrawal or print that balance.

Punjab and Sind Bank USSD Code

Indian Overseas Bank offers a USSD Code Balance check by dialing *99# and calling. After calling a screen will appear with options to choose from. Press the number in the empty box to enable that service. Balance check is one of the options on the menu.

How to Check Punjab and Sind Bank Credit Card Balance

Punjab and Sind Bank provides a Toll-Free number to check the balance of your Credit Card. The Customer Care Number is 1800 425 4059. The Customer can check the Credit Card balance and Credit limit with this toll-free number.

Apart from the Toll-free number the PnS bank provides different ways that can be used to check the credit card balance, the following is the options that PsB provides-


You can check the ATM Card limit by swiping the card in ATM Machine and selecting the option to check the account balance after inputting your PIN.

Net Banking

You can check the account balance by Net Banking Facility provided by the Bank. To avail this feature you need to Register your card with the bank. Once registered you can check the Credit Card Balance by login into your account and selecting Credit card option from the menu which further displays options like Credit Card Balance Check, Credit Card Balance Statement, Credit Card Bill Payment etc.

Monthly Statement

A monthly statement is also provided by the bank through SMS, E-mail and Physical Bill sent to your home address that provides all the information regarding the balance available, balance check etc.