It is important to know the Bank account balance time to time. Bank account holder uses Passbook update or ATM Machine to find their bank account balance which is time consuming. BOM provides various methods that can be used to find the BOM Account Balance details.
About Bank of Maharashtra
Bank of Maharashtra is a major bank in the public sector. The bank was established in 1935 headquartered in Pune India. It has the largest network of branches by any public sector bank in the state of Maharashtra. The bank has 15 million customers in India serving through 1897 branches as of 5 April 2016. Ravindra Prabhakar Marathe is the current MD and CEO.
Bank of Maharashtra provides account balance check by following ways.
- Missed Call
- Net banking
- Maha Bank App
Bank of Maharashtra Missed Call Banking
Bank of Maharashtra offers their customers with a missed call service. In this service, the customer has to call on a toll-free number after that an SMS will be received which with all the details about your account including balance will be displayed. The missed call number for Bank of Maharashtra is 9222281818.
Bank of Maharashtra SMS Banking
Bank of Maharashtra offers their customers an SMS banking service that enables its user, to send a text form their Registered Mobile Number (RMN) in a specific format. After sending the text the user will get the account details via SMS.
The following is the list of SMS Banking codes
|Operation Code||Description||SMS Format|
|BALAVL||Balance Enquiry||BALAVL account_no mpin|
|LATRAN||Last 3 Transactions||LATRAN account_no mpin|
|CHQSTS||Cheque Status||CHQSTS cheque_no account_no mpin|
|CHGPIN||Change MPIN||CHGPIN new_mpin old_mpin|
|HELP||Help||HELP operation_code mpin|
|SEED||Aadhar Seeding||SEED AADHAAR_NUMBER Bank_Account_Number|
Bank of Maharashtra App
Customers with smartphones can avail this facility by downloading the application from the app store. The download links for the respective devices are listed below.
Bank of Maharashtra Net Banking
Bank of Maharashtra on their online services provides a Net Banking facility which uses the internet as a medium of all the banking needs. In this banking, the user has to log in to Bank of Maharashtra Net Banking account. This method of banking will also use to check the balance.
Check Bank of Maharashtra Balance by ATM
ATM Machines provides free balance check facilities. You can use it in any bank ATM, all the bank ATM Machines can be used to check the balance.
How to check the balance?
- Insert your ATM card into an ATM- Machines will allow you to check your balance for free.
- Type in your PIN on the machine- A four-digit number you should have set up when you opened your account.
- Select the option to view your balance- You will be able to go back and make a withdrawal or print that balance.
Minimum balance for Bank of Maharashtra
The minimum balance requirement for the Bank of Maharashtra is different for different locations. for rural branches, it is Rs.250, Semi-Rural Rs.500 and for Urban and Metropolitan branches it is Rs.1,500 and the failure of non-maintenance of the minimum balance will result in a penalty of a maximum of 120,80 and 40 respectively.
Minimum Account Balance Area wise-
|Areas||Amount (Quarterly)||Penalty (Quarterly)|
|Metro Cities||Rs 1,500||Max of 120/-|
|Urban Areas||Rs 1,500||Max of 120/-|
|Semi-Urban||Rs 500||Max of 80/-|
|Rural Areas||Rs 250||Max of 40/-|