How to Check Equitas Small Finance Bank Account Balance?

Equitas Small Finance Bank provides a free to use service to check the bank account balance by giving a missed call on a number and receiving an SMS with the bank balance details.

Equitas Small Finance Bank Missed Call Number

Equitas Small Finance Bank missed call number is 8592866639. You can also find your last 5 mini-statement by dialing the Equitas Small Finance Bank missed call Number for Mini-statement – 8593866639. After giving a missed call on the number, the call will be automatically disconnected and an SMS containing your bank account details will be sent.

About Equitas Small Finance Bank

Equitas Small Finance Bank is a bank under the criteria of Small Finance Bank which provides service to that section of society who are not serviced by the major banks. Equitas Small Finance Bank provides all the modern banking service that a major bank provides like Net Banking, Mobile Banking etc. Apart from the Equitas Small Finance Bank Missed Call Number you can use the following methods to find the bank account balance-

  • Equitas Small Finance Bank SMS Banking
  • Equitas Small Finance Bank Net Banking
  • Equitas Small Finance Bank Mobile Banking
  • Equitas Small Finance Bank ATM

Equitas Small Finance Bank SMS Banking

SMS Banking allows the customer to send a Text in a pre-defined syntax to the Equitas Small Finance Bank SMS Banking Number-8086077575 and receive an SMS containing the details of the service requested by the Account holder. The following are the syntax to use for finding the various service-

Service Keyword
Balance Enquiry BAL
Mini statement MINI
Cheque Status CHQSTATUS
Stop Cheque Request CHQSTOP
Cheque book Request CHQBOOK
Debit card pin Regeneration EPIN
Change of Primary Account number SETPRIME XXXX
Here, XXXX is Last four digit of to be updated account number

Equitas Small Finance Bank Net Banking

Net Banking is the best banking service that enables the bank account holder to use the banking service 24X7 and 365 days a week. To avail this service the account holder need the login details that can be collected from the bank branch. After receiving the login details you can use the Net Banking service.The login links for the respective Net Banking facility is given below-

Equitas Small Finance Bank Mobile Banking

Mobile Banking is similar to the Net Banking which uses the Mobile app as a medium of using the banking service.  You can use the Mobile Banking app to use various services like fund transfer, balance check, and mini-statement and much more. The download link for the respective devices is listed below-

Equitas Small Finance Bank ATM

You can also use the Equitas Small Finance Bank ATM Card to find the bank account balance and it is a free to use service offered by every bank. To find the bank account balance your account you can follow these steps-

  • Insert your bank ATM Card in the ATM Machine
  • Enter your PIN in the ATM Machine
  • Now select the Balance inquiry option

Minimum Maintenance Balance for Equitas Small Finance Bank

Every Bank has a minimum balance requirement that has to be maintained by the bank account holder to keep the account operational. The average monthly Balance for the respective accounts is as follows-

Type of Account Average Monthly Balance
Value Plus Account   25000
Regular Savings Account   10000
Standard Savings Account   5000
Business Account   10000
Business Prime Account   25000
Advance Current Account   40000
Trade-In Current Account   100000
My Business Account   1500

If the Account holder fails to maintain the minimum Account balance then the account will be charged with fine. The charges for non-maintenance of the minimum balance is as follows-

Type of Account Condition Charges
Value Plus Account   If AQB is >50% but <100%
if AQB is <=50%
₹ 1000/- per quarter
₹ 1200/- per quarter
Regular Savings Account   If AQB is >50% but <100%
if AQB is <=50%
₹ 600/- per quarter
₹ 900/- per quarter
Standard Savings Account   If AQB is >50% but <100%,  
if AQB is <=50%
₹ 300/- per Quarter
₹ 600/- per Quarter
Business Account   If AQB is >50% but <100%
if AQB is <=50%
₹ 1200/- per quarter  
₹ 1500/- per quarter
Business Prime Account   If AQB is >50% but <100%
if AQB is <=50%
₹ 1800/- per quarter
₹ 2000/- per quarter
Advance Current Account   If AQB is >50% but <100%  
if AQB is <=50%
₹ 2500/- per quarter
₹ 3000/- per quarter
Trade-In Current Account   If AQB is >50% but <100%
If AQB is <=50%
₹ 6000/- per quarter
₹ 9000/- per quarter
My Business Account   If AQB is >50% but <100%  
If AQB is <=50% of the requirement
₹ 500/- per quarter
₹ 800/- per quarter