It becomes difficult to keep a track on the bank account balance with our busy lives. This problem has been solved with the help of the missed call banking service that enables the account holder to give a missed call on a number and get the bank account balance details via SMS.
Jammu And Kashmir Bank Balance Inquiry Number
The Missed Call Balance check number for J&K bank is 18001800234. After giving a missed call the call will be automatically disconnected and an SMS containing your bank account balance details will be sent.
About Jammu & Kashmir Bank
Jammu & Kashmir Bank is a part private and part government-owned bank with 59% of ownership with the state Government. The bank started its operations in the year 1938 by the Maharaja Hari Singh. The bank provides all kind of service that a modern bank provides like internet banking, mobile banking etc. apart from the missed call balance check number the bank also provide the following ways to find the bank account balance-
- J & K Bank Mobile Banking
- J & K Bank Internet Banking
- J & K Bank ATM
J&K Bank Mobile Banking
Mobile banking is the best integration of technology and the bank as it provides a banking service that can be used with the help of our Smartphone. Every person has a Smartphone with them that can be used as a banking tool. The download link for the respective devices are given below-
- Download for Android
- Download for iOS
J&K Bank Internet Banking
Internet Banking is one of the best banking that a bank offers to the account holder. It helps the account holder by providing a 24X7 and 365 days of banking, therefore, the user can use the banking services even of bank holidays within the comfort of home. To avail the baking services the account holder has to be registered with the bank branch. After registering the bank account, the login details will be provided that can be used for J&K Bank Net Banking.
J&K Bank ATM
ATM Card can also be used to find the bank account balance by using the ATM Machines. You can use any bank ATM Machine to find the bank balance of your account. You can follow these steps to find the bank account balance-
- Insert you ATM Card associated with your bank account
- Enter your PIN in the Machine
- Now select the balance Inquiry option from the menu
Minimum Maintenance Balance for J&K Bank
Every bank has a minimum balance that has to be maintained by the account holder to keep his account functional. The minimum maintenance balance for J&K Bank is as follows-
| Account Type | Minimum Maintenance Balance |
|---|---|
| General SB A/C without Cheque book | 1000/- |
| General SB A/C with Cheque Book | 2000/- |
| Deluxe SB A/C | 5000/- |
| Deluxe Salary A/C | 5000/- |
| Basic CD A/C | 4000/- |
| Grameen CD A/C | 2000/- |
| Premium CD A/C | 50000/- |
| Premium Plus CD A/C | 100000/- |
| Gold CD A/C | 250000/- |
| Platinum CD A/C | 500000/- |
| Pink Saving Gold A/c | 100000/- |
| Pink Saving Platinum A/c | 500000/- |
If the account holder fails to maintain the bank account balance then the account will be subject to Charges/fine. The charges for the J&K Bank Non-Maintenance Balance are as follows-
| Account Type | Charges |
|---|---|
| General SB A/C without Cheque book | ₹ 25 plus GST per ₹100 of the shortfall OR ₹ 250/- per month + GST, whichever is lower |
| General SB A/C with Cheque Book | ₹ 25 plus GST per ₹100 of the shortfall OR ₹ 500/- per month + GST, whichever is lower |
| Deluxe SB A/C | ₹ 25 plus GST per ₹100 of the shortfall OR ₹ 1250/- per month + GST, whichever is lower |
| Deluxe Salary A/C | ₹ 25 plus GST per ₹100 of the shortfall OR ₹ 1250/- per month + GST, whichever is lower |
| Basic CD A/C | ₹200/- Plus GST per Month |
| Grameen CD A/C | ₹100/- Plus GST per Month. |
| Premium CD A/C | ₹400/- Plus GST per Month. |
| Premium Plus CD A/C | ₹600/- Plus GST per Month. |
| Gold CD A/C | ₹1200/- Plus GST per Month |
| Platinum CD A/C | ₹2500/- Plus GST per Month |
| Pink Saving Gold A/c | ₹700/- Plus GST per Month |
| Pink Saving Platinum A/c | ₹2500/- Plus GST per Month |
