How to Check Kerala Gramin Bank Account Balance 2021 – 2022?

It is very tough to keep track of our bank account balance. To know our bank balance we either have to visit the bank branch and update our passbook or we have to find the ATM Machine and check our bank balance. Kerala Gramin Bank for their customer provides a missed call balance check number that can be used to find the bank balance through a missed call.

Kerala Gramin Bank Balance Inquiry Number 2021 – 2022

The missed call number for Kerala Gramin Bank is 9015800400. After giving a missed call the call will be disconnected automatically and an SMS regarding your bank account will be provided.

Kerala Gramin Bank Balance Inquiry Number 2021 – 2022

About Kerala Gramin Bank

Kerala Gramin Bank is an RRB Bank established under RRB Act 1976[23(1)]. The bank was formed by amalgamating North Malabar Gramin Bank and South Malabar Gramin Bank in 2013. It is one of the largest RRB Bank in India with 647 branches in the Indian state of Kerala. It is jointly owned by Central and State government and sponsored by the Canara Bank. Apart from missed call balance check, you can use the following methods to find the bank balance –

  • Kerala Gramin Bank Net Banking
  • Kerala Gramin Bank Mobile App
  • Kerala Gramin Bank ATM

Kerala Gramin Bank Net Banking

Internet Banking facility is the best facility that a bank can offer because of its availability of 24X7 and 365 days. Other main feature being the use of all the banking service at our home, we do not need to visit the bank branch to use those service like fund transfer, account statement etc. Net Banking can also be used to find the Bank account balance. To avail the net banking facility the account holder need to register him by filling and submitting the form to the respective branches. After receiving the login detail you can log in to the Kerala Gramin Bank Net Banking and use the service for all the banking operations.

Kerala Gramin Bank Mobile App

Kerala Gramin Bank offers their customer to use a mobile banking app for all the banking services that a net banking facility provides. A mobile app is very handy in terms of use and accessibility. You can also check the Bank account balance using the mobile app.

Kerala Gramin Bank ATM

You can use ATM Machine to check your bank account balance. For this you need a ATM Card which is provided to you by your bank at the time of opening the bank account. This is a free to use service and can be used on any bank ATM Machine. You can check the bank account balance using ATM Machine by following these steps-

  • Insert your ATM Card in the ATM Machine
  • Insert your PIN and press enter
  • Now select for the Balance inquiry option

Minimum Balance requirement for Kerala Gramin Bank

Every Bank has a minimum maintenance balance requirement. The individual has to maintain the balance to earn interest on the deposit amount. If the account holder fails to maintain the minimum balance then the account will be charged with non- maintenance charges. The following are the requirement of the minimum maintenance balance in the account

Particulars With Cheque book (in Rs.) Without Cheque Book(in Rs.)
Savings Bank Account 1000 200
Current Bank Account 2000

Charges for Non- Maintenance

Particulars With Cheque book (in Rs.) Without Cheque Book (in Rs.)
Savings Bank Account 40 20
Current Bank Account Rs. 50 Per day or Maximum of Rs.300 per month

For Inoperative Account

Particulars With Cheque book (in Rs.) Without Cheque Book (in Rs.)
Savings Bank Account Half-Yearly 150/- or minimum balance whichever is lower
Current Bank Account Half-Yearly 150/- or minimum balance whichever is lower

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