What is Bajaj Finserv EMI Network Card?

Bajaj Finserv is a financial service providing company which is part of Bajaj Holdings & Investments Limited. Bajaj Finserv is a finance company providing loans, insurance, FD, Mutual Fund, etc. to the people. Bajaj Finserv EMI Network Card is an EMI providing card available to the customer when he visits the Bajaj Finserv partnering store and buys the product on EMI. To avail the EMI Network Card you need to have the following requirements.

Eligibility for Bajaj Finserv EMI Network Card

The Eligibility for Bajaj Finserv EMI Network Card for Bajaj Finserv card is very less as compare to the EMI Cards. The eligibility for EMI Network Card provides is as follows-

  • The age limit is of 21 to 60 years of age
  • A regular Source of Income is mandatory

Document Required for Bajaj Finserv EMI Network Card

The following are list of document required for availing the EMI Network Card-

  • Pan Card
  • Aadhaar Card
  • A Cancelled Cheque
  • Duly signed ECS Mandate

How to Apply For Bajaj Finserv EMI Network Card?

You can apply for Bajaj Finserv EMI Network Card at the nearest partnership stores which will provide the customer with the EMI option. You can purchase the item and for the mode of payment, you can choose the Bajaj Finserv Card EMI Network option. As of now, there is only an offline method of availing the EMI Network Card.

Benefits of Using Bajaj Finserv EMI Network Card

The following are the benefit of the Bajaj Finserv Network Card benefit-

  • Easy EMI Option available
  • No Cost EMI provided as the special offer
  • Can be used to buy different products from offline as well as online stores
  • You can use the Bajaj Finserv Mobile App to find the details about the EMI you have opted for
  • No or less processing fee for the loan
  • Minimum down payment can be paid
  • Instant Approval of the loan.

FAQ on Bajaj Finserv EMI Network Card

What Is No Cost EMI?

No Cost EMI is the EMI payment option that will be provided to the customer on the billing cost. There will be no interest charged on the EMI Payment. It can also be stated as the EMI on 0% interest.

How to Avail No Cost EML?

No Cost EMI can only be availed if under the EMI section the No Cost Emi is mentioned.

Is the EMI Network Card a credit card?

The EMI Network Card is not a credit card. By using the EMI Network Card, customers can purchase any electronics, gadgets, home décor and furnishing, or fashion products across 60,000+ stores in 1,300+ cities with minimal documentation on No Cost EMI.

Can I foreclose the loan?

Yes, you can foreclose after 6 months from the loan disbursement date.

How to use the Bajaj Finserv EMI Network Card?

Bajaj Finserv EMI Network Card can be used while purchasing the product on the partnering store or online E-Commerce websites.