How to Check Karnataka Bank Account Balance?

It becomes difficult to keep a track of our bank account balance due to our busy lives. Karnataka Bank offering their customer with a missed call balance inquiry number that enables the bank account holder to give a missed call on a number and receive an SMS containing details of bank account balance.

Karnataka Bank Missed Call Number

The missed call number for Karnataka Bank is 1800 425 1445. You can also check for the mini-statement by giving a missed call on 1800 425 1446.  After giving a missed call, the call will be automatically disconnected and an SMS containing your bank account detail will be sent via SMS.

About Karnataka Bank

Karnataka Bank is a private sector bank established in the year 1924. The bank is known for the eco-friendly banking with an integration of many eco – friendly solutions to their branches like solar power etc. Karnataka Bank provides all the services that a modern bank provides that includes net banking, mobile banking etc. Apart from the Karnataka Bank Missed Call Number you Bank use other methods to find the bank account balance-

  • Karnataka Bank SMS Banking
  • Karnataka Bank Mobile Banking
  • Karnataka Bank Net Banking
  • Karnataka Bank ATM

Karnataka Bank SMS Banking

You can also use the SMS Banking to find your bank account balance by sending an SMS with the predefined syntax to the SMS Banking number. You can also use the service to find other details like mini-statement, cheque book request etc. The SMS Banking number for Karnataka Bank is 9880654321. The syntax for sending the SMS is as follows-

Services Syntax
Balance Enquiry BAL <space> <Account Number / Account Nick Name>
Mini Statement TRN <space> <Account Number / Account Nick Name>
Know MMID MMID<space> <A/C No>
Cheque Status Enquiry CPS <space> <Account Number / Account Nick Name> <space> <Cheque Number>
Cheque Book Request CBR <space> <Account Number / Account Nick Name>
Stop Payment of Cheque STP <space> <Account Number / Account Nick Name><space> <Cheque Number>

Karnataka Bank Mobile Banking

Mobile Banking provides the bank account holder to use the mobile app as banking solutions. You can use your Smartphone to access the bank app that allows you to use all the banking services like fund transfer, balance check, mini-statement etc. You can download app from Android app store or Apple app store

Karnataka Bank Net Banking

Net banking is one of the most useful services provided by the bank as it gives the freedom to the account holder to use the banking service 24X7 and 365 days. To avail the service you need login details that can be collected from the bank branch. After receiving the bank account login details you can start using the Karnataka Bank Net Banking.

Karnataka Bank ATM

You can also use the Karnataka Bank ATM Card to find the bank account balance. You can use any of the banks ATM Machine to find the bank account balance and it is free of cost. You can use the following methods to find the bank account balance using an ATM Card-

  • Insert your ATM Card in the ATM Machine
  • Enter your PIN details in the ATM Machine
  • Select the balance inquiry option.

Minimum Maintenance Balance for Karnataka Bank

Every bank has a minimum maintenance balance requirement that has to be maintained by the account holder to keep his account operational. The minimum maintenance balance for the Karnataka Bank is as follows-

Type of account Monthly Average Balance
SB-General With Cheque Book Facility Without Cheque Book Facility
(M/U)-2,000
(SU/R/FI)-1,000
(M/U/SU) -500
(R/FI)-200
KBL- Vanitha (M&U)-2000
(SU&R/FI)-1000
SB-Money Sapphire 10,000
SB-ILSB (M&U)-15,000
(SU&R/FI)-10,000
SB-Money Ruby 1,00,000
SB-Money Platinum 3,00,000

If the account holder fails to maintain the minimum account balance for the bank account then the account will be subject to the charges/fine. The charges for non-maintenance for Karnataka Bank is as follows-

Type of account Charges
Shortfall in MAB Up to -10% 10% & above up to 50% 50% and above
SB-General 25 50 100
KBL- Vanitha 25 50 100
SB-Money Sapphire 100 200 400
SB-ILSB 100 200 400
SB-Money Ruby 100 200 400
SB-Money Platinum 100 300 500