How to Pay LIC Premium Online?

LIC policies are very essential to protect you and your family at the time of requirement. There are a lot of LIC Policies that are provided to meet your different needs. To keep the LIC policies in action you must pay the premium in time. There are various plans and payment methods offered by the LIC which can be stipulated Monthly, Yearly, Half Yearly, etc. but paying premium visiting the bank branch can be a problem with a busy life. To facilitate the user and expand the options for them LIC provides the policyholder with online premium paying policy.

LIC Premium Payment Online Using Online Portal

how to pay LIC premium online

You can pay the LIC Premium amount using the LIC online portal by following these steps-

  • Visit the LIC India website and click on the “Pay Premium Online” tab
  • You will be provided with two option
    1. Pay direct
    2. With customer portal (require Login details)

Choose as per you convenience

For Pay direct

  • After clicking on the pay direct tab a window with a drop-down option will appear to select the right option by
  • After choosing the right option new window will open Click on Proceed
  •  Fill the form with appropriate details and click on the “I Agree” and click on Submit
  • Next step will show you the number of policies for which premium is being paid and the total premium amount to be paid. Click on ‘Check & Pay’ to make the payments.
  • You will be provided with three options to pay the premium, select as per your convenience.  After selecting the option then click on ‘Check & Pay’ to make the payments. 

For Customer Portal

  • If you have chosen the customer portal then you must have the login details to access the customer portal
  • You can register yourself by clicking on the Customer Portal tab at the home page of the LIC website followed by New User tab
  • Fill the form and get your account activated
  • After activating the account you can use the customer portal login to get access to your LIC customer care portal
  • Once logged in select the Online Payment option
  • Select the policies for which you wish to make payments and click on ‘Check & Pay’. 
  • The portal will ask you to confirm the details such as mobile number, email id and premium amount once again. Click on ‘Check & Pay’ after confirming the details.
  • Choose the payment option you want to proceed after the successful payment confirmation your online premium payment for LIC policy is done. You can download the online receipt of the premium payment.

LIC Premium Payment Online Using Mobile App

LIC of India has a free to download Mobile App that allows the policyholder to access the LIC policy details using the mobile app. The mobile app allows the user to access the LIC services and details related to the policy available with a click of a screen. You can follow the following steps to pay the LIC premium online using the Mobile App-

  • Download the LIC PayDIrect App from the play store or app store for the respective devices. The download link for the respective devices is listed below-
  • After downloading and installing the LIC PayDirect app you will be provided with two option on the home screen of the app select the PayDirect option followed by Proceed option
  • Fill the form with the adequate information and click on Submit
  • Next step will show you the number of policies for which premium is being paid and the total premium amount to be paid. Click on ‘Check & Pay’ to make the payments.
  • You will be provided with three options to pay the premium, select as per your convenience.  After selecting the option then click on ‘Check & Pay’ to make the payments.