Home Banking How to Check Canara Bank Account Balance?

How to Check Canara Bank Account Balance?

To maintain the ledger of our transactions is very important for every bank user. This enables us to plan and maintains our budget and numerous other financial planning like investments, fund transfers, etc. Canara Bank provides the customer with the balance enquiry methods that can be used to find the bank balance of the account without any problem.

Canara Bank provides Account Balance check by following ways-

  • Canara Bank Balance Check Missed Call Number
  • Canara Bank SMS Banking
  • Canara Bank Net banking
  • Canara Bank Mobile Banking
  • Canara Bank ATM Banking
Canara Bank Balance Check

Canara Bank Balance Check Missed Call Number

Canara Bank provides an account balance check facility by using the missed call number that can be used to find the bank balance of the account and various other information. This number will be automatically disconnected after a few rings, after that you will get a notification about your details of Canara Bank Balance.

The Following are the canara bank account balance check Missed Call Numbers that can be used to find the respective services-

Phone number Services
09015 483 483 To Enquire the Account Balance in English
9015 734 7340 To Enquire the last 5 Transactions in English
0 9015 613 613 To Enquire the  5 Transactions in Hindi
0 9015 637 637 Home loan enquiry
0 9015 642 642 Car loan enquiry
0 9015 257 257 Home loan for HNI customers
0 9015 778 668 Home loan for NRI customers

Canara Bank SMS Banking

The SMS Banking provided by the Canara Bank not only could be used for Canara bank balance checking but various other banking services like generating last 5 transactions (Mini Statement), Change of PIN, MMID generation, Managing Beneficiary, getting Cheque Status and other. To avail this service and other banking services the user must register his/her Mobile Number with the bank branch. After registering the mobile number you can use the both Canara Bank Missed Call number and SMS Banking seamlessly. Once registered, customer are required to send set of keywords along with user id and MPIN to 5607060.

The following are the SMS Syntax format that has to be followed to find the respective details using the Canara Bank SMS Banking-

Account Balance EnquiryCANBAL<space>userid<space>MPIN
Mini StatementCANTXN <space>userid<space>MPIN
Adding BeneficiaryCANADDBEN<space>userid<space>MPIN<space>Nick Name<space>Account Number
Deleting BeneficiaryCANDELBEN<space>userid<space>MPIN<space>Benebiciary Nick Name
View Beneficiary detailsCAN<space>FCHBEN<space>userid<space>MPIN
Interbank Fund TransferCANIMPS<space>BeneficiaryMobileNumber<space>Beneficiary MMID<space>Amount<space>userid<space>MPIN<space>Purpose
Intra-Bank Fund TransferCANTRF<space>userid<space>MPIN<space>Beneficiary Nick Name<space>Amount
Cheque statusCANCHQ<space>Cheque Number<space>userid<space>Mpin
Change MPINCANCMPIN<space>userid<space>default_MPIN<space>New MPIN
Forget MPINCAN<space>FGETMPIN<space> userid
Generating MMIDCANGENMMID<space>userid<space>MPIN
Cancel MMIDCANCNCLMMID<space>userid<space>MPIN
Retrieving MMIDCANRETMMID<space>userid<space>MPIN

Canara Bank Mobile Banking

Canara Bank Mobile Banking provides an app that presents the user with the user interface that enables the account holder to use the various banking services like fund transfer, Canara bank account balance check, etc. The Mobile Banking app is used in the Smartphone and is available to download from the app store of the respective devices for free.

Canara Bank Net Banking

Net Banking is the service that can be used online with the help of internet connection and a browser. It offers various services like fund transfer, balance check, statement. Basically, it provides the user with access to all the banking service within the comfort of the home. Availing this service is very easy and requires you to submit an application to the bank branch. After the registration is complete you can use the Net Banking of the Canara Bank.

Check Canara Bank Balance using ATM

If you are using the Canara Bank ATM Card then you can use the ATM machine that provides free balance check facilities. All bank ATM Machines can be used to check the balance. You can use the following methods to find the bank balance of your account-

  • Insert your ATM card into an ATM
  • Type in your ATM PIN on the machine and press “Confirm”
  • Select the option to view your balance from the available options

Minimum Maintenance Balance for Canara Bank Account

Banks keep an average Maintenance balance mark that has to be kept by the account holder. The amount that is required by the account is known as average Monthly Maintenance Balance which is based on the location of the account. The following are the minimum maintenance balance and non-maintenance charges for the Canara Bank Account-

Branch Location Average Monethly Balance
For Metro, Urban and Semi-Urban Branches Rs.1000/-
Rural Branches Rs.500/-

Non-Maintenance Balance for Canara Bank Account

Metro, Urban and Semi-Urban Branches Rural Branches
Average Monthly Balance against the stipulated amount of Rs. 1000/- Penalty per month Average Monthly Balance against the stipulated amount of Rs. 500/- Penalty per month
Rs. 999/- to Rs. 700/- Rs. 20/- +
Rs. 499/- to Rs. 350/- Rs. 20/- +
Rs. 699/- to Rs. 400/- Rs. 30/- +
Rs. 349/- to Rs. 200/- Rs. 30/- +
Rs. 399/- and below Rs. 40/- +
Rs. 199/- and below Rs. 40/- +

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