How to Activate Mobile Banking in Indian Overseas Bank?

With the rise of digital infatuation in the country, mobile banking has become a very important part of daily banking needs.

Using mobile banking, you can have an access to your account 24X7, 365 days which can help you in using your bank account easily.

Earlier people used to visit the bank, take a token and wait in the queue to access his/her bank account. But now, you can easily find access to your account wherever and whenever you want.

Every bank in India provides users with digital banking services like Mobile Banking and Internet Banking. Indian Overseas Bank is one such bank that is a Government of India bank.

To activate mobile banking in Indian Overseas bank, you’ll have to register your bank account for the services first.

In this article, we will discuss how to activate mobile banking in Indian Overseas Bank, Registration, process, etc.

How to Activate Mobile Banking in Indian Overseas Bank

Register for Mobile Banking in Indian Overseas Bank

The newly registered account usually comes with the digital banking registration already done and these accounts can directly activate the IOBMobile banking app. For those with older accounts, you can follow these steps to register your account for mobile banking-

  • Visit the Indian Overseas bank premises and ask the bank executive for the account updating form
  • After receiving the form, you are required to fill the form with correct details like name, address, educational qualification, etc. make sure to tick all the banking services that you want like mobile banking, net banking, etc.
  • After filling the form, submit the form to the bank executive and show any of your Id to the executive
  • After successfully processing your request, you will receive an SMS with the success option
  • After receiving the SMS, you’ll also receive an activation code from the bank via post
  • You can use this code to activate your mobile banking app by following the below-mentioned steps

How to Activate Mobile Banking in Indian Overseas Bank?

The following are the step-by-step instructions on how to activate the mobile banking app in the Indian Overseas bank-

  • Download the IOBMobile app from the App Store or Play Store and open the app
  • After opening the app, allow some preferences that the app asks for
  • Now, you’ll have to click on the Send SMS button and make sure that your Registered mobile number’s SIM is inserted at the time of activation
  • After sending the SMS, you will be prompted with whether to being registration using your Customer ID or Account number
  • Chose any of the options and enter the respective details in the field
  • Now, create a login password with a 6-digit code of your choice
  • After creating the login password, you will be redirected to a page where you’ll have to login into your account using the newly created login credentials
  • After logging in, enter the debit card details followed by setting your MPIN
  • Now, an OTP will be sent on your registered mobile number which you’ll have to enter in the given field
  • After entering the OTP, you’ll have activated your mobile banking app successfully and can now use the app for all the banking services

FAQ

How to find the bank balance of my account using mobile banking?

You can find the bank balance of your account using the mobile banking app by navigating to the Account Summary section of the app and clicking on the button to view your bank balance. There are other methods as well that you can use to find the bank balance like net banking, SMS Banking, IOB Missed Call numbers, etc.

Is the IOBMobile Banking app paid?

No, the IOB Mobile Banking app is completely free and you can use the app without having had to pay anything upfront, however, there is a banking service charge which is an almost negligible amount.

How to enable the IOBMobile banking app fingerprint login?

You can enable the fingerprint login for your IOB Mobile banking app by navigating to the settings section and clicking on the enable icon for activating the fingerprint sensor for logging in.

What if I forgot my login credentials?

Do not worry, you can reset your login credentials by clicking on the forgot password on the login screen and following the onscreen instructions to reset your login credential.